A Santa Barbara outsourced CFO who lives in your QuickBooks file. Cash forecasting, KPI reporting, monthly advisory, and strategic planning — for owner-operated businesses on the South Coast that have outgrown a bookkeeper but aren't ready for a full-time finance hire.
A Santa Barbara outsourced CFO isn't a fractional consultant who appears once a quarter to deliver a deck. We sit inside your QuickBooks file every week. The work that flows out of that — advisory, forecasting, decision support — is grounded in what actually happened in the numbers, not a sanitized monthly summary.
Our outsourced CFO engagement is built for the moment a Santa Barbara business has real complexity but isn't ready to staff a full-time controller or VP Finance. Most clients are between $750K and $5M in revenue, multi-entity, with real tax exposure.
The service replaces three vendors most growing businesses end up juggling: a bookkeeper who keeps the books, a CPA who files taxes, and a part-time advisor who gives strategy. We do all three — one firm, one source of truth, one number to call.
$1M–$5M Santa Barbara businesses where the owner is making every financial decision in their head and the books don't tell a clear story.
Considering a controller, a director of operations, or another revenue-driving role — and needing the financial model to support the math before signing the offer.
The business has crossed into S-Corp territory, added real estate, or grown to where year-end tax planning needs to happen in Q2 instead of April.
Most Santa Barbara CFO services are former Big-4 alumni who hover above the books. We're different by construction: the same person who runs your QuickBooks runs your forecast and plans your tax. The decisions get made with full context — not in three separate conversations spread across three vendors.
Our practice is intentionally Santa Barbara–focused. We understand the industries that drive the South Coast economy: contractors, real estate, hospitality, professional practices, and family offices. We know the local banks, the local lenders, and the people who matter when a Santa Barbara business needs to move quickly.
